When a storm rolls through Loxley, Loxley Roofing & Maintenance mobilizes immediately. Emergency tarping within 24 hours for exposed decking. Full inspection and documentation within 48 hours of the storm. Insurance claim filed within the week. We move fast because storm damage gets worse with every rain.
Our Storm Damage Repair Process
Damage Assessment
Within 48 hours of the storm, our inspector is on your Loxley roof. We check for hail impact, wind-driven shingle lift, cracked ridge caps, and any penetration failures. A full photo report is provided regardless of whether damage is found.
Claim Documentation
Our office prepares the claim package: photo evidence, damage scope, material specifications, and repair estimate in Xactimate format. We file with your carrier and track the claim through to adjuster assignment.
Adjuster Meeting
Loxley Roofing & Maintenance sends an inspector to every adjuster meeting. We make sure nothing gets overlooked and that the scope of work covers all damage, not just the most visible areas. If the estimate comes in low, we supplement.
Storm Restoration
Insurance-approved repairs done by manufacturer-certified crews. Same quality materials and installation standards as any other Loxley Roofing & Maintenance job. Your storm-restored roof gets the same warranty as a standard replacement.
What Loxley Customers Say
"Best experience we've ever had with a home service company. On time, on budget, and the results exceeded what we expected. Truly top-notch."
"After getting several quotes, these guys stood out with their honesty and knowledge. No pressure, just straightforward advice and excellent workmanship."
"Responded fast and got the job done right the first time. Crew was polite, professional, and cleaned up everything. Would absolutely hire again."
Why Choose Loxley Roofing & Maintenance for Storm Damage Repair?
No Upfront Payment on Claims
We don't ask for money upfront on insurance jobs. You pay your deductible after the work is complete. Your insurance carrier pays the balance directly.
Xactimate Documentation
Our estimates use Xactimate, the same software your insurance company uses. This means faster processing and fewer disputes over line items.
Insurance Claims Handled
We manage the entire process: inspection, documentation, filing, adjuster meeting, supplements, and repair. You deal with us, not the insurance bureaucracy.
24-Hour Emergency Response
Storm damage can't wait. Our Loxley crew tarps exposed areas within 24 hours to prevent secondary water damage while the claim is processed.
About Our Loxley Storm Damage Repair Services
We work with every major insurance carrier in AL: State Farm, Allstate, USAA, Liberty Mutual, Farmers, Nationwide, and more. Our supplement team knows Xactimate line items and fights for full replacement when your roof qualifies. If the initial estimate seems low, we document additional damage and resubmit.
If your insurance claim gets approved, we do the work at the insurance-agreed price. You pay your deductible. That's it. If additional damage is found during the repair that wasn't in the original scope, we supplement the claim with documentation before proceeding.